> For the complete documentation index, see [llms.txt](https://docs.spydra.app/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.spydra.app/open-rwa-paper/orwa-collateralization-model/asset-backed-loans.md).

# Asset-Backed Loans

* Leveraging Tokenized Assets: Users can use their tokenized assets as collateral to secure loans directly within the ORWA platform. This feature allows users to access liquidity without selling their assets, enabling them to leverage their holdings while continuing to benefit from potential asset appreciation.